Offers

International Spending

3% Cashback

Valid until 31 December 2023

Get 3% instant cashback on International Spending.

Travel, Shop, Spend

Enjoy 3% unlimited instant cashback on all international spending.

Terms & conditions

  1. Promotion is valid till 31 December 2023.
  2. stc pay has the right to end the promotion without prior notice after obtaining MOIC approval.
  3. stc pay has the right to modify or update the promotion rules and conditions after obtaining MOIC approval.
  4. Prior to any change on the promotion terms & conditions, stc pay will communicate the changes to the customers through the website, SMS or any other channel.
  5. Promotion is valid for existing and new stc pay customers.
  6. Promotion is valid only if customer stc pay account is in active status.
  7. Promotion is valid only for stc pay Physical and/or Digital card successful payment transactions.
  8. A transaction will be considered successful if the transaction is successfully settled with the merchant.
  9. In case of cancelled transactions, chargebacks, or returns, cashback rewards will be reclaimed.
  10. stc pay reserves the right to review the transactions related to this promotion.
  11. ATM cash withdrawals will not be considered as payment transactions
  12. Purchases made before the start date and purchases made after the end date are not eligible for cashbacks
  13. Cashbacks are calculated based on the percentage of successful payment transactions
  14. Cashbacks are calculated on the Bahraini Dinar amounts that are successfully settled
  15. Customer is eligible for the cashbacks as per the following:
    1% cashback for the transactions in Bahraini Dinar
    3% cashback for the transactions in non-Bahraini Dinar
    2% cashback for the transactions performed at stc pay Partners* limited to “maximum of” BHD 20 monthly
    6% cashback for the transactions performed at Happy weekends in GCC * limited to “maximum of” BHD 10 monthly
  16. Fair Usage Policy means that the cashback percentages higher than 1% will be subject to the following usage parameters:
    Capped Cashback Per Promotion Category: To avoid any abuse of the promotion, each Promotion Category will have its own capped cashback amount based on the normal average user spend per month.
    Unlimited Cashback: When you consume your Capped Cashback Per Promotion Category, your cashback percentage will drop (throttled) to 1% on the same category until the end of the month.
  17. Only transactions worth BD 1 or more are eligible for the cashback (Transactions below BD 1 are not eligible for the cashback).
  18. All Remittance Transfer transactions are not eligible for the cashback.
  19. The cashback amount will be credited to the customer’s stc pay account automatically and instantly once the transaction is successfully settled
  20. stc pay is not responsible for any delays or failure to deliver the cashbacks
  21. Cashbacks credited to customer’s stc pay account for the calendar month will be calculated at the end of the calendar month. (i.e., starting from 1st day of the month from 00:00:01 to the last day of the month 23:59:59)
  22. stc pay, in its sole discretion, may revoke the cashbacks from customers who:
    • has abused the promotion,
    • has violated any terms and conditions,
    • has performed fraudulent activity or in violation of applicable laws,
    • If the account became dormant.
  23. stc pay has the right to add and/or remove any of the selected merchants eligible for this promotion during the promotion after MOIC approval
  24. stc pay Partners (selected merchants) are:
    • Carrefour
    • Lulu
    • Mega Mart
    • Midway
    • eXtra
    • SharafDG
    • Jarir Bookstore
    • iWorld
    • Yateem Optician
    • Royal Bahrain Hospital
    • KIMS Health Hospital – Umm Al Hassam
    • Dr. Janat Khalil Dental Center
    • GIG Insurance
  25. Happy Weekends in GCC means :
    All stc pay card international transactions that are processed in GCC countries (Saudi Arabia, Kuwait, United Arab Emirates, Qatar, and Oman) on Friday and Saturday.
    Eligible currencies: SAR, KWD, AED, QAR, OMR
    Eligible countries: Saudi Arabia, Kuwait, United Arab Emirates, Qatar, and Oman
    Eligible weekdays: Friday & Saturday

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